Lowest-cost health plan, with basic coverage. If you’re looking for a plan that’s easy to use and easy on your monthly budget, think Blue Basics. Like the name says, it covers the basics, so you don’t pay for benefits you don’t need.

• Includes waived deductible on first three covered office visits per year, providing you “basic” coverage
• See any doctor in our extensive Alliance Select PPO network – no referrals needed
• Higher coinsurance for most covered services to keep your premiums low – pay more for health care services only when you need them
• Prescription drug coverage includes generics only, with limited exceptions
• Coverage for mental health and chemical dependency treatment, with payment and benefit limitations

• Contraceptive — Covers generic and brand name oral contraceptives and contraceptive devices that are used to prevent pregnancy
• Dental — Covers diagnostic and preventive care, and major and minor restorative care
• Life Insurance — Low-cost insurance available through USAble Life Insurance Company. Benefit amounts start at $10,000, and premium rates are determined by age and gender
• Vision — 10% to 60% discount on eyeglasses, contact lenses, non-prescription sunglasses, and other vision items. Discounts on eye exams available in many areas. Offered through Avesis, which contracts with more than 10,000 retail optical outlets nationwide

Refer to the Outline of Coverage for more complete details on benefits, limitations, and exclusions. (PDF, 528KB, last updated 08/07)

This is a general description of coverage. It is not a statement of contract. Actual coverage is subject to the terms and conditions specified in the policy itself and enrollment regulations in force when the policy becomes effective.